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Employers have many reasons for requiring pre-employment drug testing. One of the most obvious reasons is that of safety. Those handling dangerous equipment or those who drive commercial vehicles have a greater chance of accidents or inflicting injury upon themselves or others if they are under the influence. Companies have a moral and legal obligation to ensure that their employees adhere to Federal work-safety guidelines, and pre-employment drug screenings can be an effective tool.

Insurance and health-related absences provide two more reasons for implementing pre-employment drug testing. More than 175 million Americans are enrolled in workplace group health insurance; with an average of a 30% increase in premiums in the last three years, pre-employment drug testing may be one way to cut down on costs. Studies have linked short- and long-term health problems with drug abuse. Drug abusers are more likely to develop respiratory problems and are generally more susceptible to illness. Employers often view drug abusers as irresponsible since many absences can be attributed to the after-effects of drug usage. Employee absences cost employers millions of dollars every year, and many human resource experts suggest that pre-employment drug testing can reduce these costs.

However, some groups argue that pre-employment drug testing is not an accurate way to detect the use of drugs while at work. Many drugs, such as marijuana, will remain detectable for up to three weeks after usage. Other drugs, such as cocaine, may only be present for a few days after consumption. It is often a difficult call for an employer to make but most simply make their decisions cautiously. They often view it as better to not hire someone who occasionally uses drugs than to take the risk of the person using before or during working hours.

According to the Small Business Administration, companies lose an average of $7,000 per drug-using employee per year. This figure is often enough to convince an employer to implement a standard of pre-employment drug testing. In any given year, it is estimated that nearly 50 million American workers are required to have a drug screening. Advances in medical testing have made it quick, easy and relatively inexpensive for employers who wish to use this screening process. Many employers view this is as a simple means of ensuring the well being of both their company and their customers.

The newest thing in the American medical savings game is prescription drug cards, where users pay a monthly fee (anywhere from $10-100, approximately) that nets them discounts at their local medical establishment. Doctors, pharmacists, dentists and even hospitals are all jumping on the discount prescription drug card bandwagon.

And although they sound like an excellent idea to most consumers, these discount prescription drug cards do carry some risks. This article will detail what to look out for so that you remain an informed medical consumer.

How Does it All Work?
Usually, discount prescription drug card programs work in the same way. The card company works on the clients’ behalf, getting discounts at a variety of medical establishments. However, the discounts that are ‘purchased’ are not done with the provider directly, but rather with a ‘preferred provider organization’ (PPO). At times, this system works so poorly that cardholders have walked into their medical establishment with their discount prescription drug card, just to be told that the institution has no knowledge of the discount program.

Since there is no regulatory body for discount prescription drug cards, the people who sell these cards need not be licensed or even knowledgeable about the health care field. And when you do walk into the pharmacy with one of these cards, it’s hard to even tell if you are getting any sort of discount at all; many health care providers do not offer any sort of price list for their services in the first place.

Is There a Problem Here?
Well, some legislators in Georgia and Kansas think so. They’ve passed laws stating that discount prescription drug card providers state in ‘prominent type’ that they are not insurance programs, since more than a few consumers were making this mistake.

Other states have taken legal action against these discount prescription drug card companies. In one instance, Argus Health Plans was sued because allegedly they signed customers up for a free trial period, and then charged those same customers’ credit cards with no prior authorization for a discount card membership. More than a dozen other suits are still pending investigation or trial with other discount card providers throughout the US as well.

So How Do I Save Money on My Prescription Drugs?
OF course, not all discount prescription drug cards are poor consumer choices. However, without more legislation in place, consumers are at risk to be scammed while trying to save money. Of course, there are still other ways to save on your prescription drug costs, such as:

- Keep dibs on the fluctuating prices of your prescription drugs, as costs can differ

quite dramatically between pharmacies;
- Ask your doctor to prescribe the generic version instead of the brand name version; and
- Try and get health insurance coverage if you don’t have it already.

With a bit of know-how and investigative work, you’ll be able to save on your medications without having to resort to discount prescription drug cards anytime soon.

A study involving a European occupational therapist suffering from psoriasis who had obtained compensation from her health insurance in order to undergo therapy at the Dead Sea has lead to great interest in health funds in Denmark, Germany and other European Countries. This has resulted in their subsidizing treatment from the Dead Sea for people suffering from both Psoriasis and other skin conditions. If Health Insurance companies can be considering coverage of treatment at the Dead Sea for relief and treatment of skin disorders, then it seems reasonable to advocate usage of products manufactured from the Mud and minerals of the Dead Sea.

Healthy skin and

Assisting to replace or remove electrolytes enables the body to maintain a good fluid balance thereby improving a feeling of relaxation, health and well being. Below is a list of the therapeutic physical and mental well being is dependent on the correct sodium and potassium or fluid balance in the body. This is regulated by the Adrenal gland, which in turn affect healthy function of the kidneys. The kidneys are responsible for controlling 28 chemicals in the body. An imbalance of these chemicals or electrolytes can result in certain skin or other symptoms and over an extended period of time results in various illnesses. benefits of the Dead Sea products together with the conditions or symptoms they alleviate.
The Dead Sea Salts differ from regular sea salt in 2 important ways.

1) They contain 10 times more minerals than sea salt.
2) The Dead

Sea salts absorb essential oils with ease, which enables them to be released into the bath water as they dissolve.

This is beneficial for those wishing to benefit from the Dead Sea in the privacy of their own home. Some of the minerals found in the Dead Sea are listed below together with their functions or benefits to health. This provides some insight as to why these minerals assist in cleansing, de-toxing and restoring a healthy status quo of the body, especially the skin and muscles.

Minerals and Chemicals found in the Dead Sea

Sulfur-is found in the amino acids cysteine, and methionine; as well as in cells, hemoglobin (of the blood), collagen (of the muscles), keratin (required for skin), insulin, heparin, biotin, co-enzyme A, (required for healthy hair, skin, nails, among many other biological structures). Sulfur is necessary for synthesizing collagen. It is required for the adequate digestion and absorption of carbohydrates and a number of vitamins e.g. thiamin, biotin and pantothenic acid; It is also essential to enable cells to breathe Sulfur is necessary for the secretion of bile from the liver and for converting toxins into non-toxins.

Chlorine is necessary to maintain the correct balance of alkaline and acid in the body, together with being vital for cell metabolism

Iodine is necessary for the production of the hormone thyroxin, and is also vital for both energy and cell metabolism is necessary to maintain the water balance in order for cell metabolism to take place, assisting the cells to absorb nourishment and expel waste products. An imbalance in potassium often leads to water retention.

Potassium also plays a vital role in regulating muscle contractions and the nervous system.
Sodium like potassium plays s a vital role in assisting the cells to absorb nourishment and expel waste.

Calcium is necessary in strengthening cell membranes and cleansing the pores. In addition it is vital for production and maintenance of healthy teeth and bones, together with regulating the heart muscles and nerves.

Magnesium is necessary in assisting the body to utilize other essential nutiens and in cell metabolism.

Bromine helps with the natural repair of the body together with cell metabolism and can be sued as a natural antibiotic. Saunas often use Dead Sea salts to evaporate the bromides thus creating and environment similar to the Dead Sea. Having a hot bath with Dead Sea salts and allowing the steam to collect in the bathroom will have a similar effect. Other than the benefits listed below for bath salts, steaming and using these salts in the bath can be beneficial for respiratory conditions e.g. asthma.

PELOTHERAPY The main healing property of mud is humic acid, which comes from concentration of organic matter. After the Ice Age the earth experienced a compression of plant and animal life resulting in transformation of various rocks and hence, muds. The parts of the earth, which suffered the most erosion, have higher deposits of humic acid. One of these areas is the Dead Sea, which has the largest concentration of humic acid, chloride salts of magnesium, sodium, potassium, calcium, bromine and various other minerals. Since the Dead Sea Mud (also known as Pelloid) has a high concentration of minerals together with an ability to hold heat, the mud can be used for certain healing benefits. Smearing the Pelloid onto the body in a process known as Pelotherapy provides cleansing and detoxing of the skin which has proved beneficial for skin, muscle pain and arthritic or rheumatic conditions.

BALNEOTHERAPY

Is an ancient healing form using water, usually with added salts, thereby distinguishing it from hydrotherapy, to condition, relax and revitalize the skin, body and muscles. Its benefits are seen in improving circulation, strengthening the immune system, reducing pain, stress and insomnia.